1. Use of the 3-Account Peace System
This eBook and accompanying spreadsheet (the "System") are provided for educational purposes only. The System is based on personal experience and general budgeting principles, not professional financial or legal advice.
2. Educational Purpose
The System is intended as a guide to help retiring couples manage their household finances. Results will vary depending on individual circumstances, income levels, and financial situations.
3. Not Financial or Legal Advice
Before implementing significant changes to joint finances or accounts, consult a qualified financial advisor or solicitor. You assume full responsibility for any decisions made based on this System.
4. Adaptation
You may adapt, implement, or ignore this System as suits your circumstances. It is not a one-size-fits-all solution.
5. Intellectual Property
The System, including the eBook and spreadsheet, is provided for personal use only. You may not resell, redistribute, or claim ownership of the System.
6. No Warranty
The System is provided "as is" without warranty of any kind. We make no guarantees about its effectiveness or suitability for your situation.
7. Limitation of Liability
We are not liable for any financial losses, decisions, or outcomes resulting from use of the System.
8. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. Continued use of the System indicates acceptance of updated terms.
9. Data Retention and Privacy
We retain your email and name while you are subscribed. Upon unsubscribe, we delete your data within 30 days.